The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Lots of Variables with Fixed-Rate Mortgages When selecting a fixed-rate mortgage, a borrower has to determine how many years to finance the loan. The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are. Personal Finance Calendar Use this handy calendar to remember the year’s most important financial dates.